Sundaram Home Finance Limited: Best Home Loan in John Selvaraj Nagar, Kumbakonam

C /o Sundaram Finance Limited, No. 16, New Railway Station Road, Opposite to Al-Ameen school
Kumbakonam - 612001
09:30 AM - 06:00 PM Open
  • Monday: 09:30 AM - 06:00 PM
  • Tuesday: 09:30 AM - 06:00 PM
  • Wednesday: 09:30 AM - 06:00 PM
  • Thursday: 09:30 AM - 06:00 PM
  • Friday: 09:30 AM - 06:00 PM
  • Saturday: 09:30 AM - 06:00 PM
Note: Branch will be working on last two Saturdays of every month

Search For Your Dream Home Ends Here

Name is required! 1 / 20
+91
Mobile Number is required! Helper text 1 / 20
Select product
Product is required! Helper text
  • Home Loans for Salaried
  • Home Loans for Self Employed
  • Home Loans for NRI Salaried
  • Home Extension Loans
  • Home Improvement Loans
  • Plot Loans
  • Mortgage Loans
  • Takeover Loans/Balance Transfer
  • Top Up Loans
  • Fixed Deposits
Select type of Employment
Employment is required! Helper text
  • Private salaried
  • Government salaried
  • Business
*Our customer service executive will contact you shortly.
Enter OTP
We sent you an OTP

to

Enter it to verify (or) Change number

Didn't receive code? Resend OTP
Thanks for your interest!
Your request has been received. Our team will get back to you shortly!.If you have additional queries, kindly contact us on 7305424448

Search For Your Dream Home Ends Here

Name is required! Helper text 1 / 20
+91
Mobile Number is required! Helper text 1 / 20
Select product
Product is required! Helper text
  • Home Loans for Salaried
  • Home Loans for Self Employed
  • Home Loans for NRI Salaried
  • Home Extension Loans
  • Home Improvement Loans
  • Plot Loans
  • Mortgage Loans
  • Takeover Loans/Balance Transfer
  • Top Up Loans
  • Fixed Deposits
Select type of Employment
Employment is required! Helper text
  • Private salaried
  • Government salaried
  • Business
Our customer service executive will contact you shortly.
Sundaram Home Finance Limited - Kumbakonam

About us

Looking for the best Home loan in John Selvaraj Nagar, Kumbakonam? Sundaram Home Finance Limited, located at C /o Sundaram Finance Limited, No. 16, New Railway Station Road, Opposite to Al-Ameen school, is a wholly owned subsidiary of Sundaram Finance Limited and was incorporated on 02nd July 1999. The Company offers Home Loans, Home Improvement Loans, Home Extension Loans, Plot Loans, Non-Residential Property loans, Mortgage loans on Residential and Commercial properties. We accept Fixed deposit rated AAA/Stable by ICRA & CRISIL. The Company is regulated by the RBI and supervised by the NHB. The Company has entered the 24th year of Operations with a network of over 125 branches across 11 States & 1 union territory. We have more than 2.50 lacs satisfied customers and a portfolio of around 12,000 crores.

7
Decades of Heritage
Since 1999
In Housing Finance
100+
Branches Across India
AAA
Credit rating

Home Financing and Other Services

Home Loans for Salaried
Home Loans for Salaried in John Selvaraj Nagar, Kumbakonam
Explore our tailor-made Home Loans for Salaried Individuals that are crafted to pave the way for you to realize your dream of owning a home with ease.
Home Loans for Self Employed
Home Loans for Self Employed in John Selvaraj Nagar, Kumbakonam
Sundaram Home Finance Ltd offers perfect Home Loan options for self-employed/Business owners/ entrepreneurs with competitive interest rates.
Home Loans for NRI Salaried
Home Loans for NRI Salaried in John Selvaraj Nagar, Kumbakonam
Experience the joy of owning a home with our Home Loan for NRI salaried. Our offerings extend to Non-Resident Indian (NRI) and individuals of Indian origin (PIO).
Home Extension Loans
Home Extension Loans in John Selvaraj Nagar, Kumbakonam
Expand Your living Space with our specialized Home Extension Loans that are designed to help you create the extra space needed to accommodate your loved one's evolving needs.
Home Improvement Loans
Home Improvement Loans in John Selvaraj Nagar, Kumbakonam
Enhance the beauty and functionality of your home with our Home Improvement Loan that offers the perfect financial support to make your vision a reality.
Plot Loans
Plot Loans in John Selvaraj Nagar, Kumbakonam
Unlock the potential of your dream home with our Plot Loan offerings. Benefit from competitive loan interest rates that set the stage for your aspirations.
Takeover Loans/Balance Transfer
Takeover Loans/Balance Transfer in John Selvaraj Nagar, Kumbakonam
Get your existing Home Loan Balance transferred from other financial providers to Sundaram Home Finance Ltd. and save big on long term monthly installments.
Top Up Loans
Top Up Loans in John Selvaraj Nagar, Kumbakonam
Experience limitless possibilities with a Top Up Loan from Sundaram Home Finance Ltd. Our home loan top up service empowers you to transform your dreams into reality.
Mortgage Loans
Mortgage Loans in John Selvaraj Nagar, Kumbakonam
Discover the power of financial flexibility with our Mortgage Loan services. Our Loan Against Property (LAP) caters to your diverse needs, ensuring timely and efficient financial support.
Fixed Deposits
Fixed Deposits in John Selvaraj Nagar, Kumbakonam
Achieve your financial goals through secure investment by exploring Sundaram Home Finance's Fixed Deposit options and earn attractive and secure returns.

Ratings & Reviews of SHFL in Kumbakonam at John Selvaraj Nagar

5
4
3
2
1
4.9
18 Reviews
  • Ravichandran Arumugam
    Ravichandran Arumugam
    06/09/2024

    Well explained the details. Polite and well behaved. Experience was fantastic. All the best

  • SR Sridar Raja
    SR Sridar Raja
    13/08/2024

    Nice

  • Akshaya Ravi
    Akshaya Ravi
    26/07/2024
  • shaj shajraidar
    Shaj shajraidar
    12/07/2024

    Good service

  • Sureshkumar Ramajayam
    Sureshkumar Ramajayam
    14/03/2024

Get Direction to Sundaram Home in Kumbakonam at John Selvaraj Nagar

SHFL Branches Near John Selvaraj Nagar at Kumbakonam

Select State
Select City
Select Areaname
Select Zipcode
No. 75, 1st Floor, SN Ravi Kumar Complex, Azad Road
Thiruvarur - 610001
09:30 AM - 06:00 PM Open
  • Monday: 09:30 AM - 06:00 PM
  • Tuesday: 09:30 AM - 06:00 PM
  • Saturday: 09:30 AM - 06:00 PM
  • Wednesday: 09:30 AM - 06:00 PM
  • Thursday: 09:30 AM - 06:00 PM
  • Friday: 09:30 AM - 06:00 PM
Arulananda Nagar West Extension
Thanjavur - 613007
09:00 AM - 05:30 PM Open
  • Monday: 09:00 AM - 05:30 PM
  • Tuesday: 09:00 AM - 05:30 PM
  • Wednesday: 09:00 AM - 05:30 PM
  • Thursday: 09:00 AM - 05:30 PM
  • Friday: 09:00 AM - 05:30 PM
  • Saturday: 09:00 AM - 05:30 PM
173, Attur - Perambalur Road, Sungu Pettai
Perambalur - 621212
09:30 AM - 06:00 PM Open
  • Saturday: 09:30 AM - 06:00 PM
  • Monday: 09:30 AM - 06:00 PM
  • Tuesday: 09:30 AM - 06:00 PM
  • Wednesday: 09:30 AM - 06:00 PM
  • Thursday: 09:30 AM - 06:00 PM
  • Friday: 09:30 AM - 06:00 PM
No. 44, 2nd Main Road, Phase-1, B1 Block, Matru Kudiyiruppu
Neyveli T.S - 607801
09:30 AM - 06:00 PM Open
  • Friday: 09:30 AM - 06:00 PM
  • Saturday: 09:30 AM - 06:00 PM
  • Monday: 09:30 AM - 06:00 PM
  • Tuesday: 09:30 AM - 06:00 PM
  • Wednesday: 09:30 AM - 06:00 PM
  • Thursday: 09:30 AM - 06:00 PM
Trichy Bus Operators Association Building, Bus Plaza, No. 5-G, 2nd Floor, Lawsons Road, Cantonment
Trichy - 620001
09:30 AM - 06:00 PM Open
  • Monday: 09:30 AM - 06:00 PM
  • Tuesday: 09:30 AM - 06:00 PM
  • Wednesday: 09:30 AM - 06:00 PM
  • Thursday: 09:30 AM - 06:00 PM
  • Friday: 09:30 AM - 06:00 PM
  • Saturday: 09:30 AM - 06:00 PM
TS NO 3730/1 Shop no 1, First floor South 4th Street
Pudukottai - 622001
09:30 AM - 06:00 PM Open
  • Monday: 09:30 AM - 06:00 PM
  • Tuesday: 09:30 AM - 06:00 PM
  • Wednesday: 09:30 AM - 06:00 PM
  • Thursday: 09:30 AM - 06:00 PM
  • Friday: 09:30 AM - 06:00 PM
  • Saturday: 09:30 AM - 06:00 PM

Categories

  • Fixed Deposits
  • Home Extension Loan
  • Home Improvement Loan
  • Home Loan
  • Mortgage Loan
  • Plot Loan
  • Takeover Loan/Balance Transfer
  • Top Up Loan

Tags

home loan emi calculator John Selvaraj Nagar

home loans rate of interest John Selvaraj Nagar

home loans John Selvaraj Nagar

home loan eligibility John Selvaraj Nagar

plot loans John Selvaraj Nagar

plot loan interest rate John Selvaraj Nagar

land loans John Selvaraj Nagar

mortgage loans John Selvaraj Nagar

Loan Against Property John Selvaraj Nagar

interest rates for mortgage loans John Selvaraj Nagar

home extension loans John Selvaraj Nagar

home improvement loans John Selvaraj Nagar

home improvement loans interest rates John Selvaraj Nagar

top up loans John Selvaraj Nagar

top up home loan interest rate John Selvaraj Nagar

take over loans John Selvaraj Nagar

take over home loan John Selvaraj Nagar

balance transfer home loan John Selvaraj Nagar

balance transfer loan John Selvaraj Nagar

Google Posts

Sundaram Home Finance Limited - Kumbakonam

Confused about the LTV limits for self-occupied properties? Get up to 90% LTV on loans up to INR 30 lakhs! Sundaram Home Finance offers personalized home loan solutions just for you!

Read More
Sundaram Home Finance Limited - Kumbakonam

NRI with a steady salary? Ready to own a home? Sundaram Home Finance is your trusted partner! T&C Apply

Read More
Sundaram Home Finance Limited - Kumbakonam

Earning ₹30,000 monthly salary and looking for a home loan? Sundaram Home Finance offers personalized home loan solutions just for you! T & C Apply

Read More
Sundaram Home Finance Limited - Kumbakonam

Looking to secure a home loan but self-employed? Sundaram Home is here to help you every step of the way. T&C Apply

Read More
Sundaram Home Finance Limited - Kumbakonam

Worried about high rates on your current home loan? Explore the Sundaram Home Balance Transfer program. Save more with competitive rates and flexible options! T & C Apply

Read More
Google Posts
Sundaram Home Finance Limited - Kumbakonam
Whats New

Frequently asked Questions

Q.Are there tax benefits on home loans?

Eligibility for tax benefits is present on the principal and interest components of the EMI paid on Home Loans (other than plot loans) under Section 80C & 24(b) of the Income Tax Act, 1961, that is in force as of date. These benefits are subject to change as per the policies of the Government.

Q.How is the interest on the home loan calculated?

Sundaram Home offers floating (variable) rate of interest which varies according to the market lending rates. Interest is calculated on monthly reducing balance basis, where the principal reduces every month from your EMI net of interest accrued.

Q.Can home loan be availed in one city while the place of employment is in another city?

Yes, definitely. Sundaram Home's wide network across southern India ensures hassle-free processing of loans under such conditions.

Q.Can the loan be availed with the assistance of a co-applicant? (All products)

Co-applicant(s) can be co-owner(s) of the property in respect of which the financial assistance is sought. However all co applicant(s) need not be co-owners. Relatives as agreed by the company can join as co-applicant(s). Generally, co-applicants are husband, wife, father, son, mother, daughter, etc.

Q.What is the eligibility to avail a plot loan?

Factors such as age, monthly income, commitments, qualifications, repayment history and place of employment matter for eligibility.

Q.Are there tax benefits on plot loans?

Eligibility for tax benefits is present on the principal and interest components of the EMI paid on plot loans under Section 80C & 24(b) of the Income Tax Act, 1961, that is in force as of date. These benefits are subject to change as per the policies of the Government.

Q.Can loans be repaid ahead of schedule? (All Products)

Yes, loan can be repaid in part or in full ahead of schedule. Part prepayments will be accepted subject to the condition that only THREE such part payments will be made in a financial year and that the amount prepaid each time will be equivalent to not less than 6 EMIs.

Q.Who can avail a home improvement loan?

Home improvement loans are meant for new/existing customers who wish to renovate or remodel their homes.

Q.What is the maximum term for which I can avail a home improvement loan?

You can avail a home improvement loan for a maximum term of 20 years or till your age of retirement, whichever is lower.

Q.Does the home improvement loan accommodate the purchase of furniture?

Home improvement loans can only be used to fund the purchase of immovable furniture and fixtures.

Q.Who can avail a home extension loan?

Home extension loans are open to anyone who wishes to add more space to their residence-be it apartment or individual tenement. Customers who have already availed home loans from Sundaram Home, are also eligible.

Q.What is the maximum term for which a home extension loan can be availed?

Home extension loan can be availed for a maximum term of 20 years or until the age of retirement-whichever is lower.

Q.When will the loan be disbursed?

The loan will be disbursed once relevant documents required to establish clear and marketable title are submitted, sufficient progress in construction proportionate to the own contribution is evident, loan agreements executed and conditions, if any, complied with.

Q.In how many installments will the loan be disbursed?

The loan will be disbursed in full or in suitable installments taking into account the requirement of funds and progress of construction as assessed by us.

Q.When can I apply for a top up loan?

You can apply for a top up loan after 12 months' of the final disbursement of your existing home loan and upon possession / completion of the existing financed property.

Q.What is the maximum term for which I can avail a top up loan?

You can avail a top up loan for a maximum term of 15 years or till your age of retirement, whichever is lower.

Q.Can I avail a top loan in addition to a take over loan from Sundaram Home?

Yes, you can avail an additional top up loan along with take over Loan.

Q.What is a takeover loan and why is it availed?

Borrowers can avail a takeover loan to transfer their outstanding home loans from other banks to Sundaram Home. Thus we essentially takeover your loans from other banks.

Q.Who can avail a take over loan?

Borrowers who have existing home loan arrangement from other banks and have been paying regularly for 12 months or more, could avail take over loan facility from Sundaram Home.

Q.Can borrower of an under construction property avail a take over loan from Sundaram Home?

Yes, they can.

Q.Can top up loan facility be availed in addition to a take over loan from Sundaram Home?

Yes, additional top up loan can be availed along with take over loan.

Q.How does Mortgage Loan benefit me?

Sundaram Finance offers you the opportunity to meet your personal financing needs for marriage, medical expenses or education or business needs of expansion, to debt refinancing to pay off existing loans, with its loan against property facility.

Q.What is the maximum funding that I can avail through Mortgage Loan?

As an existing customer, you may avail a maximum funding not exceeding 60% of the market value of the mortgage property. The funding is capped off at 50% of the market value for new customers. Market value in both cases shall be assessed by Sundaram Home.

Q.What is the maximum term for which I can avail a Mortgage Loan?

Loan against property can be availed for a maximum term of 15 years or until the age of superannuation of the availer, whichever is lower.